* fix aviation safety topic filter: remove overly broad exceptions, add cockpit access block words
* fix airline brand protection filter: add identifier words, competitor/ops block words, tighten exceptions
* update policy templates with competitor pre/post guardrails and streaming enrichment
* sync policy_templates_backup.json with policy_templates.json
* add streaming enrichment endpoint, competitor variations, and model selection
* add streaming enrichPolicyTemplate networking function
* rewrite template parameter modal with streaming tags, AI/manual toggle, model selector
* update policies panel to pass enrichment options and show discovered competitors
* show discovered competitors as tags in guardrail selection modal
* use llm_router instead of litellm.acompletion, extract helpers, move constants
* validate competitors list size, cap variation prompt input
* add refinement instruction support for competitor discovery
* add instruction and existingCompetitors params to streaming enrichment
* add refinement input for iterating on competitor list with AI
* emit status events during variation generation so UI shows progress
* add onStatus callback to streaming enrichment
* show status spinner during variation generation, widen modal to 700px
* add tests for competitor enrichment helper functions
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